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Applying is easy. Fill in our short application form and you’ll have a decision in principle within 24 hours

Residential and Commercial Bridging

Up to 80% LTV, rates from 0.5% per month

Buy to Let and Commercial Mortgages

Up to 3 year terms, interest only and capital repayment

Land and Development Finance

Max loan £20,000,000. Land acquisition, ground-up developments and refurbishment.

Secured Business Cash Flow Loans

Boost your business cashflow. All sectors considered

At Angel Finance we pride ourselves on giving our clients…..

We don’t believe in fixed rates, volume deals and call centres. We’re a refreshing alternative to the big lenders. Worried about our financial clout? Don’t be; we punch well above our weight with big lending reserves.

We’re based in London and Manchester, but support businesses all over the UK. Click below to read more about our key people.

Fill in our online application today

Why choose Angel Finance?

Fast and Friendly

Service Guaranteed!

How it works

Our process is simple. We aim to complete within 4 weeks but can move even quicker if your circumstances require.

Contact

1
Call, email or fill out our online application.

Decision

2
Same day underwriting. Indicative offer issued.

Application

3
Full credit application, KYC, AML checks.

Valuation

4
Valuation instructed. Either desktop or full valuation depending on transaction LTV.

Offer

5
Formal Offer Letter issued and solicitors instructed.

Legal

6
Legal documents and conveyancing undertaken.

Draw Down

7
Funds available to be drawn down.

Angel Finance is a small boutique provider with significant backing. The fund has raised over £500m to date and has been lending to clients in the real estate market for over 40 years. Our team are all ex Tier 1 real estate bankers who understand that in order to be successful, our clients need quick decisions, commercial underwriting and most importantly speed of delivery.

We don’t aim to be the cheapest, but, we will always be competitive and we certainly won’t lose a good deal on price! Our key USP is doing exactly what we say on the tin.

Ultimately, our success is your success. Talk to us today and let us be part of your journey.

Frequently Asked Questions

All types of property related finance to sole traders, LLPs and Limited Companies.

  • Residential and commercial bridging
  • Commercial mortgages
  • Buy to let mortgages
  • Development Finance
  • Auction Finance
  • Secured business loans

No problem at all. Our decisions are based on the wider story, the strength of the proposition and the overall deal. We understand that adverse credit can occur from time to time.

Our decision making process involves a proposal being submitted to an investment committee which sits daily. Once approved, indicative offers are issued the same day.

80% for residential

70% for commercial

If you are looking to raise more than our maximum LTV we can always consider other assets to increase the day one loan. Just give us a call to discuss your requirements in more detail.

Interest can be serviced or rolled up. Your account manager will discuss the options with you well ahead of any loan being provided.

No, we don’t take deposits. The fund is privately owned, with a blend of personal wealth and institutional investors. This allows us full flexibility and autonomy in our decision making.