Borrow
finance: to borrow money with the intention of returning the same plus interest
Commercial or residential, our products are tailor made to meet your requirements
Our product suite has been designed to give our clients the same competitive edge as a cash buyer.
Fast approvals with credit backed terms offered same day
Whether you’re a property developer, business owner or sophisticated investor, our bespoke loans have been developed to give you the edge in a competitive market
With market leading rates, a personalised service and a full turkey solution, let Angel Property Finance help you achieve your property goals without unnecessary delays
Our Products
RESIDENTIAL AND COMMERCIAL BRIDGING
1st Legal Charge Bridging
Residential Max Bridging
Land & Development Finance
Buy to Let, HMO, Social Housing and Commercial Mortgages
Why choose us?
£50,000 to £5,000,000
Whether you’re new to property investing or you’re a seasoned professional, our loans cater for all levels and experience
Same Day Decisions
Apply online, provide all the necessary supporting documents and we will give you an approval same day. We give our clients the ability to compete with cash buyers in a competitive market
Up to 75% LTV
Our LTV’s match the LTV’s of long term lenders to give our clients the best possible of chance of a clean exit at the end of the bridging term
Competitive Rates
Our pricing tracks the market and as we are privately funded we have full autonomy over our costs, maximising your profits
Representative Example
Based on interest only bridging loan. If you borrow £100,000 over 1 year at a rate of 0.6% pcm / 7.2% p.a fixed for the term, you will pay 12 instalments of £600 per month and a total amount payable of £109,850. This includes repayment of the net loan, interest of £7,200, an arrangement fee of £2,000 and administration fee of £650. The overall cost for comparison is 9.85% APRC.
Get Started
Register now to get started.
How it Works
Our process is simple, we always aim to complete within 4 weeks but can move even quicker if your circumstances require.
Contact
Call, email or fill out our online application.
Decision
Same day underwriting. Indicative offer issued.
Application
Full credit application, KYC, AML checks.
Valuation
Desktop or full valuation instructed.
Offer
Formal Offer Letter issued and solicitors instructed.
Legal
Legal documents and conveyancing undertaken.
Draw Down
Funds available to be drawn down.
Frequently Asked Questions
What products do you provide?
All types of property related finance to sole traders, LLPs and Limited Companies. Residential and commercial bridging Commercial mortgages Buy to let mortgages Development Finance Auction Finance Secured business loans
What if I have bad credit?
No problem at all. Our decisions are based on the wider story, the strength of the proposition and the overall deal. We understand that adverse credit can occur from time to time.How do you make decisions?
Our decision making process involves a proposal being submitted to an investment committee which sits daily. Once approved, indicative offers are issued the same day.What is maximum loan to value?
80% for residential70% for commercial
If you are looking to raise more than our maximum LTV we can always consider other assets to increase the day one loan. Just give us a call to discuss your requirements in more detail.
Are you a bank?
No, we don’t take deposits. The fund is privately owned, with a blend of personal wealth and institutional investors. This allows us full flexibility and autonomy in our decision making.
Our team are here to help.
You can apply for a loan with Angel by filling out our online application form. Once this has been submitted, one of our specialist lending managers will be in touch to discuss your application in more detail.
Alternatively, if you prefer to speak to one of our team directly, we’re available to call Monday-Friday 8:30am-5:30pm.
